It’s been an exciting 2 months here at Vassey Financial Planning and Investments so let’s keep it going! We’re going to talk about tax forms! Cool your jets. We’re only going to discuss a few, like the ones you might get from investment accounts or retirement accounts. We don’t want to have too much fun! … Continue reading Perfect Form
About thirteen years ago or so, my wife and I started dating after we met in Charleston. I had and still have a variety of interests that tended to lead the direction of our dates. Some dates consisted of going to a friend’s house to watch NASCAR. Other dates were attending operas during the Spoleto … Continue reading Be My Valentine
There’s a growing trend that’s been happening over the last few years for people to find (and wear) the ugliest Christmas sweaters available. Just about every retail store I’ve entered in the last month has been selling “ugly sweaters” and even advertises them as such. I’ve seen all sorts of creations from crude to rude … Continue reading UGLY SWEATER
We’ve had a small leak in our roof around one of the stack vents for a few months now. It’s one of those things that started small and then gets worse with each rain. I’ve meant to do it for weeks now and each time it rained I reminded myself to take care of it. … Continue reading UP ON THE ROOFTOP
With a new tax bill on the table, one of the hot topics has been capping 401(k) contributions to offset some of the other cuts proposed. What does that really mean for the average person? For the year 2017, the employee contribution limit is at $18,000 for 401(k) plans. There’s also a catch-up contribution limit … Continue reading THE 401(K) DEBATE
After this weekend, I think we may have left summer behind us! Many people claim to have a favorite season but I prefer the changing of seasons over any particular season. Every few months I’m reminded of how fortunate we are to live in a region where we can enjoy each of the seasons without … Continue reading ANOTHER SEASON
It’s no surprise that our nation’s economy is heavily dependent on smaller businesses. Every person reading this article can name at least one person that owns their own business. In all likelihood, you can probably name many more. They may be in lawncare services, farming, healthcare, construction, retail, automotive services or a number of other … Continue reading ALL IN THE BUSINESS
Seventeen years ago I began what I thought was a journey to become better than it all, better than Seneca and the people that stayed behind. I wanted to be better than everyone. I had graduated high school and was off to the farthest public college with in-state tuition. One of only a dozen or … Continue reading BETTER THAN…
When it comes to investing and retirement planning, there are more options than ever. There are commercials on TV. There are catchy slogans and recognizable logos and, in some cases, more offices in high traffic areas than fast food restaurants. You know the large banks and investment firms that are available but why might you … Continue reading WHY A SMALLER FIRM?
Siblings have a unique bond that can keep them close or tear them apart or, sometimes, a little of both on any given day. As a father of three (soon to be four), I’m all too familiar with the ups and down that siblings face. As an advisor, I’ve seen relationship ups and downs develop … Continue reading SIBLING RIVALRY
No, I’m not giving out free money but your employer might be! A new study from Alight Solutions tells us that 1 in 5 employees with access to a retirement plan are not saving enough to take full advantage of their employers matching contributions. That means 20% of employees are leaving free money from their … Continue reading FREE MONEY
There are numerous excuses for procrastinating, delaying, avoiding or just plain not doing. You don’t have time to figure out what to do with that old 401(k) or investment account. You’ve always wanted to set up a retirement plan for yourself and your employees. One day you’ll contribute to a Roth IRA. You’ll get around … Continue reading ENOUGH TIME IN THE DAY
Retirement can be an exciting new step for many people. The anticipation of retirement can build for years prior to the moment one can say, “I’m retired”. In all the excitement it can be easy to allow those dreams and visions of retirement to get larger than our pockets. Sometimes mistakes early in retirement can … Continue reading MISTAKES NEW RETIREES SHOULD AVOID
On this day in 1999, the Dow Jones Industrial average closed above 10,000 for the first time ever. During this time the market was participating in one of the longest-running bull markets in history. Today the Dow Jones Industrial average is hovering around 20,550, breaking through the 21,000 mark earlier this year. Judging by those … Continue reading DOW JONES HITS 10,000!
You may have seen those emails, online videos, or mailings that tell you how the government is about to take away your only shot at becoming a millionaire. They tell you to act now because this magical investment that has made celebrities and other wealthy people wealthy goes away after April 10, 2017. So, what … Continue reading 26(F) AND THE BIG RETIREMENT BLACKOUT
Almost 400 years ago, the Native Americans brought a bag of one of Americans’ soon-to-be favorite snacks to the English colonists. It was meant to represent goodwill during their conversations and negotiations. A snack believed to have been around since 300 B.C. but certainly could have been around longer. This token of goodwill evolved into … Continue reading KERNELS TO FLAKES
I was once told by a salesperson that you should never let a prospect out of your office without signing paperwork. He followed by saying that once a person leaves they usually don’t come back. This was early in my career so I didn’t have much of a response to that but I can confidently … Continue reading LOOKING THE PART
It’s that time of year when everyone begins to gather all their tax statements. From 1099s to 1098s and W2s, it’s only the first steps to preparing taxes. Many people rush to file their taxes but filing early isn’t always best. Filing before you receive all the necessary information can cost you money in the … Continue reading TAX SEASON BEGINS
I’m not quite sure how a numerical digit can creates such a sense of excitement and optimism. New Year’s Day is really just another day but it has the ability to represent so much more. It’s a reminder that every day of your life begins as a blank page, but New Year’s Day is the … Continue reading THE UNWRITTEN CHAPTER
Everybody pauses and stares at me This old job is gone as you can see I don’t know just who to thank for this blessing! But my one wish on Christmas Eve is as plain as it can be! All I want for Christmas Is my Re-tire-ment, My Re-tire-ment, Yes, my Re-tire-ment Gee, if I … Continue reading ALL I WANT FOR CHRISTMAS!